Planning in Open Money (OM)

It is common for a person that his need arises before the means for its satisfaction are obtained. In order to harvest, you need to plant seeds in advance. The house may take several years to build.

Consumption, when a person knows his needs and plans in advance how he will satisfy them, corresponds to how it would happen if he satisfied this need himself. The life of a person who survived by working on his land was inevitably associated with a certain annual plan, in which some specific things had to be done at each season of the year.

Modern activity is different in that it can be monotonous throughout the year, has become specialized. Modern activity depends on technological progress, the plans of the entrepreneur who competes to meet demand that changes over time, etc. Competition changes the nature of work, regardless of the seasons.

Quality competition in OM

This is what happens in the modern economy and in the economy of the open money system (OM), competition will continue, if not intensify, but it will move into a qualitatively different area. So will strive to create not only products that have a greater demand, but also meet a variety of environmental standards, that is, durability, maintainability, recyclability of materials, etc.

In part, all this is present in the modern economy, but, nevertheless, it is generally more focused on profit, on large and regular sales, rather than on the conservation of nature and natural resources. The quality and rational use of resources is now only one of the sources of profit, but not an end in itself.

I say: in the OM economy there will be such and such. But how do I know, you ask? Indeed, I can only predict the result of the implementation. And whenever possible, I substantiate my assumptions, mentally comparing the current state of affairs and then as if the OM system had been implemented. And if I see

It is not easy to describe in advance all the processes associated with the creation of the OM economy, as well as any business processes, since the achievement of a specific result is almost always associated with unpredictable events that arise along the way and intermediate results that need to be taken into account. However, it is important to clearly outline the initial goals and basic principles that will guide us so that everyone can answer the question: “Why do we need an OM system?”. At least at first, until the system gives tangible results.

natural planning

One of the factors that will help the system achieve its goals is the function of natural planning, the same as it happens in the independent economic life of people if they did not use money, but did everything themselves or agreed with each other about mutual services.

The task of OM is to make the exchange of goods such that the customer of a particular service or goods communicates his needs to the contractor in advance in the form of contracts concluded with him in the OM system, as if he himself had to do the work necessary to create these goods or provide a service to himself.

Now this kind of planning is undertaken by market intermediaries, assuming all the risks when buying, since you can buy low-quality goods, during transportation, the goods may not reach, deteriorate on the road, or when sold, the goods may not be needed due to its excess. The OM system, of course, will not eliminate the facts of dishonest activity or force majeure situations, but will create conditions when everyone will, as far as possible, not be interested in this due to personal responsibility for each step in their activities, not only to the contractor, but to everyone system participants.

The stage of negotiation, the process of trading and selling is inevitable, but the risk that the produced goods are not sold can be eliminated. This kind of tradition of making deals in advance will make it possible to gradually move from private planning to general planning, gradually including more capital-intensive industries.

Risk minimization

When concluding any contracts, we face the risk of non-performance. And these risks are somehow included in the price. For example, when we take out a loan, we pay for the borrowed money, and this payment includes the risks that we will not repay it. In essence, we take money not from the bank, but from the same other people, and the bank provides the services of an intermediary, bearing the corresponding risks and taking a fee for this. The task of OM is to create an environment for the interaction of people in which these risks will be minimized. Thus, we will only be left with the risk of misappropriation of funds, when funds are used without achieving the expected result. Such miscalculations will inevitably occur both at the beginning and throughout the operation of the system or, one might say, the life of a person, but publicity allows you to record all errors, thereby making it clear to other participants in the system not only about the integrity, but also about the competence of a particular performer .

Reviews and ratings

The main information about the performer in the OM system is not a review or a rating, it is a reflection of financial and contractual relations. Reviews and any other rating services can be created by users separately. An unfulfilled contract, and as a result, the public debt of one participant in the system to another, which is fixed in the system, always occurs due to a voluntarily concluded contract.

The response, in turn, cannot be disputed in any way, since it can be based on the internal experience of experiences from interactions, rather than on specific external circumstances of the case.

Any user can create a separate rating system, taking advantage of the fact that all users in the system will be verified, their personalities will correspond to their only account, and have a unique digital signature. There can be many such rating systems, competition among them should leave the most objective sources of information, which may well be useful to someone. However, as in the case of monitoring financial activity in the system, each person has the right to independently decide who to trust and who not.

Planning in the system

Consider what is meant by planning in general. One of the benefits of having a plan is the certainty of exactly what needs to be done and what the outcome will be. This allows you to properly prepare for work, allocate time, prepare a tool, find people and resources. Any major business, the production of something – all this requires a plan, or otherwise some kind of sequence in activities, from design to sale of what has been produced.

It’s one thing when we know what we want to produce and do it, it’s another thing when a consumer who now wants one thing, and after a while has another. This puts the manufacturer in a riskier and therefore disadvantageous position, due to which the manufacturer resorts to the services of various kinds of intermediaries who are engaged in sales, and these, in turn, turn to advertising and all sorts of tricks, forcing the buyer to buy the goods here and now or at a big discount. But, as I said, the task of OM is to use resources as rationally as possible, so any purchases of goods should be made as far in advance as possible.

Thus, the system forms something like a general plan, collected from the needs of each user in the form of contracts with specific suppliers.

The OM system creates the best conditions for the entrepreneur to worry as little as possible about sales, but focus on the quality of the goods and long-term relationships with the consumer. At the same time, no one forbids selling surplus goods here and now, both inside the system and outside it. The main thing is that these surpluses do not harm the environment in any way. To do this, the prices of resources must be such that their use is, in fact, as expedient as possible. However, at the beginning of the development of the system, the external market conditions themselves will create a high price for resources. So their prices will not initially be regulated to the detriment of the development of the OM economy. But subsequently, the prices of resources must be adjusted according to their rarity and the damage they cause to the environment if they are not disposed of properly or simply burned.

In the future, information about the private plans of each participanthow the OM will provide information on how to align these plans to make them even easier to implement in the future. For example, a network of private producers of certain goods will be interested in building roads from their productions, which will eventually become, among other things, a socially useful thing.